Hese are exciting times in the lottery industry. if history is any indication, both lotteries and vendors are headed for a period of vigorous experimentation and sales growth. despite current economic indicators pointing in the wrong direction, this industry has historically performed well under fiscal pressure. it will continue to do so. to a large extent, that's because lotteries are better able to experiment with new marketing ideas during tight fiscal times. the last time we saw a true renaissance in our industry was between 1988 and 1993. that was a period when we saw a number of groundbreaking innovations take root, like powerball, instant ticket vending machines, instant bingo, instant games with million dollar top prizes, tickets with higher price points, all-cash lotto games, multiple instant game strategies, win-for-life games and new validation systems that featured bar coding technology. under pressures by state governments to improve sales, we grew as an industry during that period by taking risks. lotteries, as well as vendors, loosened their grip on the known and reached for something that they didn't fully understand, but believed to be in their best long-term interests. in 1991, the virginia lottery, for example, took a chance on a concept that was around since 1985 -- a concept that was considered by many to be quite risky at the time because it raised the possibility of underage purchasing. today, instant ticket vending machines are well accepted and continue to play an important role in that product's success. similarly, the director of the atlantic lottery corporation took a chance on an idea brought to his attention by a couple of lottery employees. oberthur gaming technologies, then babn, took a chance on dedicating resources and converting that idea into a new scratch game. as a result, we now enjoy the most popular scratch game of all-time, instant bingo. another groundbreaking idea that took shape about that period was hatched in iowa. it didn't involve any new tech. And college representatives. such an arrangement begs the question: why should someone give away their money to rag when they do not even know where it will end up? refusing to give to rag does not indicate lack of charity, but rather strength of character. it is much easier to put five pounds in a box, feel morally elevated, and get on with your day than it is to confront the bucket-waving collector and say "no thanks, i like to give to causes i believe in". it is rather insulting to the intellect of the supposedly well-informed, well-educated individuals who inhabit our university to expect them to put money in a box without knowing where it's going. giving to charity is an ongoing process, not a one-off event. it expresses your concern for issues facing humanity on large and small scales. this is not to say that charity ought merely to be a personal act between donor and recipient. it is also a public act of protest and an opportunity to show solidarity with a common cause, be it saving whales or providing free buses for the elderly. and this public identification with a cause is critical. it brings the failings of societies and governments to their attention and forces us to deal with them. there is no reason that rag should not do this too: all it needs to do is choose its charities at the start, rather than the end of the year. although specifying recipients might lead to a drop in funds raised, at least the donors will know where their money is going. and it might even convince me to go the blind date.
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Our saturday afternoon poker bet run was also fun. we could not have asked for a more perfect day. everyone rented golf carts and headed out around the island to collect their tickets. the first place poker hand winner was ernie mease, and the second place winner was chris hoover. that evening everyone headed to their favorite restaurant for dinner. sunday morning breakfast was its usual spectacular event. ed fairchild gave the blessing and all of us enjoyed a hearty breakfast with a lot of friendship. 10 boats made the cruise. larry cole's dock mates bonnie and jeff boated over too. we also had lots of guests: pat and steve meyer's daughter julie and husband jason. don and jan leutz's daughters taylor, logan, jessica and her friend chris. todd fischer and sandy corpe joined honey and chuck hutchinson aboard. fran and karen teserero had their daughter liz and grandchildren rachel and zachary aboard as well. those joining the rendezvous by taking the ferry over were gene joseph who stayed one night with felicia and nelson evans, and mike schabeck and carolyn who visited samantha and chris hoover. we had a huge gang and a huge amount of fun and socializing! see you on the lake and poker table plans. 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Pring is almost gone and summer is not far behind. that means a new crop of summer fruits--nectarines, peaches, apricots, cherries, plums, blackberries, blueberries--are headed our way. seasonal fruits are ideal eaten freshly picked, with sun-warm juices running down our cheeks, or right on the spot at an early morning farmers market. however, a good cook always plans for a follow-up round of enjoyment by baking up a fruit pastry or two during the height of the fruit season. so, this is a perfect time to talk about fruit pastries--cobblers, crisps and similar creations. what's a cobbler? cobblers are good for the soul but we're not talking shoes here. a cobbler is an old-fashioned dessert with fruit filling and a thick crust. it is a close cousin to the pie and can be made from just about any fruit, singularly or in combination. technically, cobblers are made with a top crust and no bottom crust. there are many ideas about the possible beginnings of cobblers but the one i favor is this: knowing the practicality of southern cooks, one can easily imagine leftover biscuit dough and a few wilting berries coming together as a just-in-time dessert creation. in fact, the term "cobble up" means to mix together a meal in a hurry, probably from items on hand--hence, cobbling up a . cobbler. dori sanders is a novelist "clover, " "her own place, " etc. ; who was raised and lives on one of the oldest blackowned farms in south carolina. she and her nine brothers and sisters run the farm and the now-famous peach stand. her cookbook, "dori sanders' country cooking: recipes and stories" from the family farm stand is as much a personal memoir as a collection of recipes. regarding dori's cobbler recipe, one cook said this: "i never liked peach cobbler until i made dori's cobbler. i love it now. i ran out and bought dori's cookbook right afterwards." review source: amazon ; an adaptation of that recipe is included below. beyond cobblers, there's a peck of desserts involving fruit and pastry. while all are tasty, each one plays with your taste buds in a slightly unique way. a "pandowdy" is usually made from fruit sweetened with brown sugar or molasses. its crust is most like a pie's without a bottom crust. halfway through baking, the crust is broken to allow it to soak up the fruit juices and soften, giving it a dowdy look that welcomes the hearty and carefree eater. a grunt, or slump, is cooked on a stove top, with hearty dumplings topping the cooked fruit. the bubbling fruit grunts and groans as it cooks. a "betty, " or brown betty, is a spiced fruit dessert with buttered breadcrumbs or cakecrumb topping that browns as it cooks. no one seems to know who the first betty was but we're glad she thought of it. ; similarly, a "crisp" is a crunchier concoction of sweetened fruit and a crumbly topping. the british form of crisp is a crumble, a mixture of berries or other fruit with a textured sugary topping, usually including oats. "buckles" are cake-like cobblers with crumble toppings. the buckle batter is poured into a pan, with fruit and topping placed over it. as the dessert bakes, cracks and crevices form, making buckles as the dough rises. cobblers and related desserts were passed down person-to-person for years before they became written recipes. in 1839, in "the kentucky housewife, " lettice bryan references a peach potpie: "although it is not a fashionable pie for company, it is very excellent for family use, with cold sweet milk." in our ready-set-go world today, these humble desserts are perfect ways to enjoy seasonal fruits at family meals or with special guests. let your personal tastes and cupboard guide you; then experiment with different fruit combos and use your imagination to create new culinary interpretations. regardless of what fruit you choose or how you make it, any fruit pastry dessert is as american as apple pie and always a welcomed treat at the dinner table. i also like cobblers, crisps, etc. as an easy breakfast meal following a quick "nuke" in the microwave ; with steaming hot coffee. and, need i mention that all of these creations are made more delicious served with a scoop of ice cream or a generous dollop of whipped cream? jacqui love marshall lives in danville with her vintage-car-loving husband, two pugs and binders of recipes. e-mail her at epicure danvilleweekly and poker gambling. 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Card combinations coin 1 coin 2 coin 3 coin 4 coin 5 supajax and four jacks progressive jackpot three of a kind important: the value of the progressive jackpot is displayed in credits, not coins. This list has been slightly anglicized to point up the fact that it covers many of the `training perennials' uk l& d departments will be required to deliver year after year. this would seem to indicate wide potential for organisational training delivery in second life. learning in online virtual worlds also adds a further element of possibility, no more than nascent in 2001 when prensky wrote digital game-based learning, in the shape of collaboration. with the growth in bandwidth, online games are not only multiplayer, but massively multiplayer when played on the internet. it is no longer simply a matter of a learner interacting with a learning programme, now learners can and pool poker. I'll be damned if it's all set, " i yelled back. 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To put those figures into perspective, the previous record for hurricane damages was set by andrew in 1992, costing the insurance industry billion in 2004 dollars. in 2004, the four lethal hurricanes that battered florida cost the industry billion in insured losses. insurers paid .5 billion in claims following the sept. 11 terrorist attacks. in addition, there are estimates that there were more than 5 billion in uninsured losses, such as damages to roads, highways, bridges, utilities, public buildings, ports, homes, businesses and property. the onerous cost of businesses being shuttered for an extended period in the affected areas could tally as much as 0 million a day. additionally, the revenue losses that every level of government continues to incur because of the storm's disruption likely will number in the billions of dollars. in louisiana, for instance, the state will lose nearly million per month in tax revenues because thousands of video poker bet machines were knocked out of commission. while the immediate impact of katrina's deadly onslaught was directed primarily at alabama, louisiana and mississippi, the hurricane's economic ripple effects spread like a fast moving contagion across the country. almost instantly, supplies of gasoline ran dry at fuel stations across the country and long lines built up-- reminiscent of the gas shortages of the 1970s--as motorists nervously lined up to top off their tanks. gasoline futures surged, hitting a barrel before dropping, and in some locations, prices at the pump shot up 50 percent overnight. by labor day 2005, the average u.s. price for gasoline reached about .06--up from about .37 a month before--which matched gasoline's march 1981 record in inflation-adjusted terms. there are mixed forecasts on katrina's impact on the nation's economy. some analysts contend katrina was the tipping point 12 state news october 2005 or poker bet. 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For the year ended 31 december 2005 1. statement of significant accounting policies the financial report is a general purpose financial report that has been prepared in accordance with australian accounting standards, urgent issues group interpretations, other authoritative pronouncements of the australian accounting standards board and the corporations act 2001. the financial report has been prepared on an accrual basis and is based on historical costs and does not take into account changing money values or, except where stated, current valuations of noncurrent assets. cost is based on fair values of the consideration given in exchange for assets. the following is a summary of the material accounting policies adopted by the club in the preparation of the financial report. the accounting policies have been consistently applied, unless otherwise stated. basis of preparation first time adoption of australian equivalents to international financial reporting systems. the club has prepared its financial statements in accordance with the australian equivalents to international financial reporting standards ifrs ; from 1 january 2005. in accordance with the requirements of aasb 1: first-time adoption of australian equivalents to international financial reporting standards, adjustments to the club accounts resulting from the introduction of ifrs have been applied retrospectively to 2004 comparative figures. these accounts are the first financial statements of the club to be prepared in accordance with australian equivalents to ifrs. the only change to the previous year's financial statements as a result of the introduction of the australian equivalents to ifrs was the adding back of the provision for poker bet machine jackpots. details of the changes to the balance sheet are as follows: provision for poker machine jackpots balance 1 january 2004 under previous gaap less: adjusted on the introduction of australian equivalents to ifrs against opening retained earnings at 1 january 2004 balance 1 january 2004 under australian equivalents to ifrs 8, 000 8, 000 and internet poker games. 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Co-founders jeff goodby and rich silverstein led the 24-year-old agency into the digital age. after serious self-examination, the agency partners--which include creative directors jamie barrett and steve simpson, vice chairman harold sogard and managing partner robert riccardi--inspired a philosophical and then a practical shift to inspire the troops to excel in areas beyond their proven tv skills. in anticipation of the end-of-2006 retirement of president colin probert, agency hired former bbh general manager derek robson to share co-managing partner duties with riccardi. robson's planning background proved useful, as the agency conducted audits of its work flow and staff to offer some eye-opening data: the historically tvdominated agency was producing nearly 50 percent of its work in the nontraditional arena. the shop made changes accordingly, hiring talent with broader skill sets and managing work flow to better accommodate creative output. merged media and account planning into "strategy" department to inextricably link the two disciplines and create stronger, more productive creative briefs. the well-balanced work last year reflected the efforts. 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